The chart above (Click on it for a high resolution version.) is fairly self-explanatory and may serve as a baseline for comparison with data a few years down the road after the Patient Protection and Affordable Care Act has fully kicked in. I'm guessing that today's numbers may qualify as part of the "The Good Old Days" by then. Of course this is one reason the private insurance companies get criticized. They haven't figured out a way to pay out in benefits more than they take in in premiums.
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